How this policy applies in Malaysia
This Privacy Policy sets out how mratm collects, uses, stores and shares personal data linked to your account. It covers sign-in details, wallet activity, identity checks, device signals, cookie choices, support messages, and payment records connected to Touch 'n Go, GrabPay, Boost dan FPX. We use
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this data to run your account, check transactions, protect access, respond to requests, and meet legal duties that may apply in Malaysia. Access and eligibility depend on local law, and the service is available only where local law permits. If a rule, processor requirement, or security
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check affects your account record, we keep the related data only for the period needed for that purpose, unless a longer period is required by law or a valid dispute process.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.