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mratm legal terms for Malaysia accounts

mratm keeps its legal terms, privacy choices, cookie settings and account rules together so you can understand the commitment before you open an account.

Malaysia termsPrivacy choicesCookie settingsPayment records
mratm mratm legal terms for Malaysia accounts
CONTACT ROUTES

Contact paths for legal requests

Legal questions often need a written trail, so we separate casual help from requests about terms, privacy, account records and payment evidence.

Legal email Send us the term, clause or privacy request you want checked. We reply with a written answer, ask for account verification when needed, and keep the exchange linked to your case record.
Live chat case Use live chat when a legal page affects a current login, payment record or account hold. Our agent can collect facts, give a case number, and move the matter to the right team.
Account centre If you need a copy of payment entries tied to Touch 'n Go, GrabPay, Boost dan FPX, ask through the account centre. We may request identity proof before releasing records.
RECORD CARE

How we keep legal records

Our legal process is built around clear records, limited access and traceable decisions. We keep account data, consent logs, cookie settings, contact history and payment entries in separate record groups so each…

Data collection

We collect only the details needed to run your account, verify identity, process payments, answer disputes and meet legal duties. Sensitive records are limited to trained staff and system roles with a need to act.

Cookie controls

Cookies help us keep your session, language choice and security checks working. You can manage browser settings, but some legal consent and login records must remain for account safety.

Security checks

Login alerts, device checks and verification steps reduce unauthorised access. When we see unusual activity, we may pause account actions while we confirm that the request came from you.

Record retention

We keep legal, payment and contact records only for as long as needed for account service, dispute handling, regulatory duties and tax or audit requests that may apply.

Change requests

You may ask us to correct account details that are outdated or wrong. We check the request against identity records first, then confirm what was changed or why it cannot be altered.

Escalation path

If a reply does not resolve your legal concern, ask for escalation with the case number. A senior team member will assess the file and respond through the same channel.

Legal answers before account access

These answers explain how our legal terms apply to access, data, payment records, cookies and contact requests. They are written for your account relationship with us, not for general legal advice. If your situation involves a dispute, a blocked payment or a change request, contact us with the relevant reference so we can check the account record.

No. Account access and eligibility depend on local law and are available where local law permits. If your location, identity or payment records cannot be verified, we may limit access until the matter is clarified.

We use account details, identity proof, device data, payment records and contact history to operate the contract with you, answer disputes, meet legal duties and protect the wallet from unauthorised use.

Yes. Send a request through the account centre or legal email with enough details to identify your account. We may ask for verification before sending copies of records linked to you.

Cookies record session status, language choice, consent actions and security checks. They support the legal record of your visit and help us show which terms applied when you used the account.

Payment records from Touch 'n Go, GrabPay, Boost dan FPX are matched with your wallet ledger. We keep them for legal, audit and dispute purposes, subject to retention rules that apply.

When terms change, we place the current wording on this page and date the update. If a material change affects your account, we aim to tell you through available account contact paths.

Send the clause, transaction reference or account action you dispute. We assign a case number, check the records, and respond in writing so you have a clear trail of the outcome.